Job Description

Overview

Peoples Exchange is built on tradition, service and trust. Since the first meeting of original charter board members, we have been locally owned and operated. Our founders set high standards of excellence for our organization, our operations, and our people for over 100 years. We have always been proud to be a pioneer in our marketplace by offering banking products and services to benefit our friends in the communities we serve. As times change, so do the needs of our customers. Peoples Exchange will offer top notch customer services maintaining our hometown, friendly service that our customers have grown to expect. Equal Opportunity Employer M/F/Disability/Veteran

Job Skills / Requirements

Underwrites Consumer Mortgage portfolio loans evaluate and verify loan applications in determining if the consumer (s) has the capacity to repay the consumer mortgage loan.   Responsible for analyzing and rendering credit decisions based on PEB Consumer Mortgage Underwriting guidelines and PEB lending policies.

Assist with Consumer Mortgage Closings and In-House loan applications/disclosures. Provides assistance and guidance to all Lending staff.  Perform numerous duties related to loan administration, underwriting and processing. 

Employees must be able to pass the following pre screening:

Credit Screening – The credit screening includes a credit history check, financial fitness check, and other non-specified criteria to confirm eligibility for a position. 

Background Screening - The background screening process includes a review of all federal and state civil and criminal charges for all locations you have lived at within the last seven years.

Drug Testing – The drug test will be a urine test. We check for a number of substances including Marijuana.

Employment and Education - The bank may also investigate the employment and education background of an employee. We reserve the right to deny or terminate employment based on the results of that review. 

Education Requirements (All)

High School Diploma or GED required. Associate degree or higher preferred.

Additional Information / Benefits

Peoples Exchange pays for full-time employee only plans in the following benefit areas: Life Insurance, Long Term Disability and Short Term Disability. Comprehensive wellness program available.

Benefits: Medical Insurance, Life Insurance, Dental Insurance, Vision Insurance, Paid Vacation, Paid Sick Days, Paid Holidays, Short Term Disability, Long Term Disability, 401K/403b Plan, Educational Assistance