Job Description

Peoples Exchange is built on tradition, service and trust. Since the first meeting of original charter board members, we have been locally owned and operated. Our founders set high standards of excellence for our organization, our operations, and our people for over 100 years.

We have always been proud to be a pioneer in our marketplace by offering banking products and services to benefit our friends in the communities we serve. As times change, so do the needs of our customers. Peoples Exchange will offer top notch customer services maintaining our hometown, friendly service that our customers have grown to expect.

Equal Opportunity Employer M/F/Disability/Veteran

This position requires a sales professional to originate home mortgage loans through strategic relationships with referral sources, sales calls, helping customers select programs to fit their needs, working collaboratively with team members to provide exceptional customer service, and cross-selling other services. The desired candidate will have 2 or more years experience in the lending or mortgage industry.

Essential Functions & Responsibilities:

·  Submits application forms to mortgage loan processor for verification of application information.

 

·  Determines if applicant meets bank standards for further consideration.

 

·  Interviews loan applicants to document income, debt, and credit history.

 

·  Calls applicant or other person(s) to resolve discrepancies.

 

·  Informs applicant of loan denial or acceptance.

 

·  Informs applicant of closing costs, such as appraisal, credit report, and notary fees.

 

·  Answers applicant's questions and asks for signature on information authorization forms.

 

·  Requests income tax returns, bank account numbers, purchase agreements, and property descriptions, and other required documents for verification.

 

·  Performs other job related duties as assigned.

 

Must be able to pass a background check, credit check, drug test and must not be listed on the limited HUD, FHFA or GSA participate list.

*Base plus commission position. 

Equal Opportunity Employer